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Both already route through the same Stripe PaymentIntent (automatic_payment_methods: enabled — Stripe's own recommended Payment Element pattern, letting Stripe itself decide which eligible method to show). Pre-selecting one of two identical-behind-the-scenes rows before the payment step was redundant friction, not a real choice. Collapses them into one option with a hint text explaining the actual instrument is picked on the next screen; Überweisung is unaffected. Also refines paymentMethodTitle from a neutral "Online-Zahlung" placeholder (snapshotted at order-creation time, before the customer has picked an instrument) to the real one Stripe reports, once payment confirms — carried through to both the stored order and the sessionStorage snapshot shown on /bestellbestaetigung. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>