diff --git a/README.md b/README.md
index 51b150d..18540aa 100644
--- a/README.md
+++ b/README.md
@@ -15,6 +15,8 @@ Before this package, `taxBreakdown.ts` and `correctionInvoicePdf.tsx` were hand-
 
 One canonical implementation, consumed by both repos, makes this class of drift structurally impossible instead of relying on manual vigilance.
 
+**2026-07-23, Phase 2:** `InvoiceSeller.bankDetails` (a free-text textarea on `company-settings`) became structured `iban`/`bic` fields — EN16931 e-invoicing wants discrete PaymentMeans data, not a paragraph a human formatted by hand. The footer's bank-details line also changed from "Bankverbindung (für Überweisung): …" to plain "Bankverbindung: IBAN … · BIC …", shown whenever either is set — it was never actually conditional on the order's payment method (that label was misleading), and there's no reason to hide it from a card/PayPal customer who might still want it (e.g. for a refund).
+
 ## How this is consumed
 
 Not published to npm — installed as a git dependency:
diff --git a/src/correctionInvoicePdf.tsx b/src/correctionInvoicePdf.tsx
index cc70988..8f1397a 100644
--- a/src/correctionInvoicePdf.tsx
+++ b/src/correctionInvoicePdf.tsx
@@ -300,7 +300,13 @@ function CorrectionInvoiceDocument({ kind, order, seller }: { kind: CorrectionIn
             {seller.registerCourt && seller.registerNumber ? ` · ${seller.registerCourt} · ${seller.registerNumber}` : ""}
             {seller.managingDirector ? ` · Geschäftsführung: ${seller.managingDirector}` : ""}
           </Text>
-          {seller.bankDetails ? <Text style={{ marginTop: 4 }}>Bankverbindung (für Überweisung): {seller.bankDetails}</Text> : null}
+          {/* Always shown when set, regardless of payment method — see
+              invoicePdf.tsx's own comment on this same line. */}
+          {(seller.iban || seller.bic) && (
+            <Text style={{ marginTop: 4 }}>
+              Bankverbindung: {[seller.iban && `IBAN ${seller.iban}`, seller.bic && `BIC ${seller.bic}`].filter(Boolean).join(" · ")}
+            </Text>
+          )}
         </View>
       </Page>
     </Document>
diff --git a/src/invoicePdf.tsx b/src/invoicePdf.tsx
index 78fe802..f72c2a4 100644
--- a/src/invoicePdf.tsx
+++ b/src/invoicePdf.tsx
@@ -334,7 +334,15 @@ export function InvoiceDocument({ order, seller }: { order: InvoiceOrder; seller
             {seller.registerCourt && seller.registerNumber ? ` · ${seller.registerCourt} · ${seller.registerNumber}` : ""}
             {seller.managingDirector ? ` · Geschäftsführung: ${seller.managingDirector}` : ""}
           </Text>
-          {seller.bankDetails ? <Text style={{ marginTop: 4 }}>Bankverbindung (für Überweisung): {seller.bankDetails}</Text> : null}
+          {/* Always shown when set, regardless of payment method — not
+              gated on "Überweisung" specifically (a customer who paid by
+              card can still want the seller's bank details for other
+              reasons, e.g. a refund) — see this package's README. */}
+          {(seller.iban || seller.bic) && (
+            <Text style={{ marginTop: 4 }}>
+              Bankverbindung: {[seller.iban && `IBAN ${seller.iban}`, seller.bic && `BIC ${seller.bic}`].filter(Boolean).join(" · ")}
+            </Text>
+          )}
         </View>
       </Page>
     </Document>
diff --git a/src/seller.ts b/src/seller.ts
index 799a5e0..9e4fe01 100644
--- a/src/seller.ts
+++ b/src/seller.ts
@@ -11,7 +11,12 @@ export type InvoiceSeller = {
   sellerEmail: string;
   vatId: string;
   taxRatePercent: number;
-  bankDetails?: string | null;
+  // Structured (Phase 2 of the e-invoicing migration — EN16931 wants
+  // discrete PaymentMeans data, not a free-text paragraph a human
+  // formatted by hand) — replaces what used to be a single `bankDetails`
+  // textarea field.
+  iban?: string | null;
+  bic?: string | null;
   // Pflichtangaben in Geschäftsbriefen for registered legal forms (§37a
   // HGB / §35a GmbHG) — optional because a sole proprietorship (the
   // default legalForm in company-settings) has neither.